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The Why Question
In a number of cases, this represents a failure of both planning and vision. A number of entrepreneurs don't necessarily connect their business vision with their life vision, and even the most careful and competent planner commonly spends most of the time planning business plans, not life plans. But why would you imagine that only business success requires planning? The rest of your life could use some careful attention in that direction as well, and commonly much sooner than you might think.
This is the topic that Melinda Emerson addresses in her post "Life Plan Before Business Plan" the first of three on the subject. Read it, and start thinking about how your life strategy has to be reflected in your business strategy if you want to succeed with both.