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Sun, 20 Sep 2009 20:53:39 GMT

Griffin unveils volume-limiting headphones for kids

Griffin tells us that there is an easier way to get your brat to lower the volume on his headphones than that bribe that you have been planning to bestow in return. Just get him a pair of their latest offering - MyPhones volume-limiting headphones.

The MyPhones headphones have a built-in voice limiting system to prevent the volume from going above a 85 decibel limit, thereby protecting children from hearing loss due to sudden, uncontrolled excessives in volume. They are designed with soft-rubber washable earpads that sit just over the ear, with an adjustable band for better comfort. The headphones have tuned 30mm drivers within a custom designed shell and connect to audio-out via a standard 3.5mm stereo mini plug with a 50" cable.

And oh, the bait - MyPhones can be customized with your child"s choice of earcaps and carrying case, whose designs they can even share with their friends over the internet. Due to be released in October for $30.

Via ipodnn. Posted by: Sarah      Read more     Source

Thu, 17 Sep 2009 04:31:14 GMT

The Advantages of a Good Logo Design

The logos are an instantly recognizable symbol for your company. A cleverly designed logo can do a lot to make your company an instantly recognizable brand all over the world. The secret to a good logo is its designing. Eye-catching symbols are used in bright and attractive colors to make a logo which will make your company, a trusted and known brand. Mentioned below are some reasons why logo design is an important step in ensuring the long-term success of your company.

Credibility
Consumers always get attracted to a company which portrays itself as a winner. When they head out to the market to purchase a commodity, they will automatically drift towards brands that are established and are reputed for their products. An attractive logo design is your first step towards creating an emotion and credibility for your brand.

Professionalism
If you have just started a company, you definitely will not like to come across as an amateur player in the market. A good entrepreneur will always back up his company's image with an attractive looking logo design. A logo design will add a touch of class and will also be important in the dissemination of your company's core values into the market. Such a brand then, stands a bigger chance of carving a niche for itself.

Look
Most people who run companies are not graphic artists. Even if they do have a keen eye, they might not necessarily be able to design an attractive logo. Professional logo design companies will be able to complete this task for you in a manner which makes your logo design, stand out from the crowd and make people instantly associate with your brand.
With so many advantages, a good logo design is imperative for a company's growth and success.
Posted by: Milan      Read more     Source

Wed, 16 Sep 2009 04:59:24 GMT

Nothing learned from Lehman collapse

On the first anniversary of the Lehman Brothers collapse, President Obama will be calling for quicker action on financial reforms. But will it have the desired effect? That's unlikely.

Wall Street has not changed at all. As Stevenson Jacobs from Associated Press reports, risk taking for the banks is back with a vengeance with Goldman Sachs, JPMorgan Chase and others - which received tens of billions of dollars in federal aid - once more betting big on bonds, commodities and exotic financial products.

Jacobs writes: "They're still packaging risky mortgages into securities and selling them to investors, who can earn higher returns by purchasing the securities tied to the riskiest mortgages. That was the practice that helped inflate the real estate bubble and eventually spread financial pain around the globe. In a way, the government has emboldened banks to keep selling risky securities: Since the crisis erupted, federal emergency programs have helped keep the banks from failing. But now, as the financial system recovers, the government plans to phase out these backstops - leaving banks more vulnerable to big bets that go bad. One investment gaining popularity is a direct descendant of the mortgage-backed securities that devastated many banks last year. To get some lesser performing assets off their books, banks are taking slices of bonds made up of high-risk mortgage securities and pooling them with slices of bonds comprised of low-risk mortgage securities. With the blessing of debt ratings agencies, banks are then selling this class of bonds as a low-risk investment. The market for these products has hit $30 billion, according to Morgan Stanley."

The problem, as Liz Moyer from Forbes correctly says, the system has become more complex and even more interconnected since the Lehman collapse. Worse still, the remaining banks have less competition with the demise of Lehman Brothers, Bear Stearns and Merrill Lynch getting swallowed up by Bank of America.

Moyer writes: "Lehman was far from the biggest Wall Street bank, in fact it was the smallest of the big four still standing after the collapse of another relatively small firm, Bear Stearns, in March. Interconnectedness was the problem. And in our increasingly sophisticated and complex global financial system, it still is. How to eliminate that risk? This may be tough to swallow, but the truth is that you can't."

The Lehman collapse highlighted the flaws in the US system. As Australian commentator Stephen Bartholomeusz says, Lehman was allowed to fail because US regulators misjudged its systemic importance and the psychological fallout from its failure. They also made the mistake of assuming that the way to avoid moral hazard and make capitalism work is to produce real and painful consequences for recklessness and misjudgments. "The first mistake came about because the regulators didn't properly appreciate the inter-connectedness of the global system,'' Bartholomeusz says. "Nor did they properly appreciate the implications of its opacity - that no-one actually knew with any certainty what the connections were. The view that allowing Lehman to collapse would be good for capitalism would have been worthy, except that trying to maintain that principle would have destroyed the global system - which is why Lehman turned out to be a very isolated case."

Of course, now the only answer is for regulators to ensure banks have adequate capital and take fewer risks. Unfortunately, that doesn't seem to be happening. The banks are back to their old tricks.
Posted by: Bose      Read more     Source

Wed, 16 Sep 2009 03:59:47 GMT

Eco Clima Control Weather Station

It seems intuitive that predicting the whims of Mother Nature"s should be environmentally friendly. The folks at Oregon Scientific have seen to that with their new solar-powered weather station from their +Eco collection.

The +ECO Clima Control monitors current outdoor and indoor temperatures and humidity and includes an atomically-controlled clock. It also features a graphical at-a-glance weather forecast. And, it"s all powered by the built-in solar panel which, when fully charged, will power the unit for up to three months. Includes a remote sensor and is capable of monitoring conditions in up to four separate locations inside or outside your home. Backlighting helps you see the easy-to-read display at night and a mold alarm helps you keep tabs on one of the less-than-welcome whims of Mama Earth.

The Clima Control lets you go green and stay on top of the forecast with ease. Now if only we could get one that controls the weather.... Posted by: Sarah      Read more     Source

Mon, 07 Sep 2009 21:54:53 GMT

Stay at Sunriver Vacation Rentals and Experience the Best of Hospitality

Vacationing in Sunriver can be of great fun if you know where you can stay. Sunriver is a private planned resort community in Deschutes County in Oregon. It covers an area of 3,300 acres of land and is a wonderful place for vacation. Sunriver has a good number of vacation rentals spread across the entire region. The vacation rentals in Sunriver are available in the form of condos, cottages, houses, townhomes, and of course villas. Sunriver is a highly sought after tourist destination. Especially during the peak season Sunriver experiences a footfall of around 20,000 visitors.

Tourists staying at Sunriver vacation rentals can have access to all the recreational activities and 24 hour service provided. Most of the vacation rentals are built with the facility of fireplaces and private decks apart from the basic amenities. They have a relaxed environment and the tourists staying at the vacation rentals can have a great time. There are approximately 350 homes and condos in the resort. These vary in prices and according to the prices the facilities are provided. A wide range of homes and condos are available for the tourists. Right from 2 bedrooms to 6 bedrooms are available for the guests. They are equipped with high speed Internet, fully furnished kitchens, DVD players and many more facilities. Most of the homes are even pet friendly.

The features of the vacation rentals in Sunriver
Most of the rented houses in Sunriver are large in size. They are extremely comfortable to stay in. The best part of living in a vacation rental is that these are not crowded and you can have your privacy, peace and quiet unlike the hotels and motels. Most of the vacation rentals have separate dining areas and living rooms. The atmosphere inside these vacation rentals is cozy and homely. These vacation rentals are maintained very nicely by the local people. You will get two kinds of vacation rentals in the area. The ones rented by the local people and the ones rented by resort chains. Both these options are very good for tourists.

The variety in vacation rentals is impressive. Beach lovers can opt for beach houses while the nature lovers can stay in the cabins by the forests. In fact, comfortable chateaus and apartments are available as well. Some of the vacation rentals also provide spa treatment to the guests. While staying in the vacation rentals you can always indulge in different kinds of activities that give you happiness. You can go out hiking or riding a bike to explore the city. There is no better way to experience the hospitality of Sunriver than staying in one of the vacation rentals offered by the city.
Posted by: Kim      Read more     Source

Mon, 07 Sep 2009 21:06:14 GMT

Instant Approval Credit Card - Latest Development in the Credit Card Domain

In the present times you do not have to wait for days to obtain your credit cards. There are several companies that approve online applications for credit cards instantly. Instant approval credit card does not essentially mean that you will get the card instantly. It means that the application for the credit card has been approved instantly, within a few minutes. However, it takes almost a week or 10 days for the credit card to reach your home. But you can be sure that you will receive your card by postal mail.

Are you eligible for applying for an instant credit card?
People with a flawless history of credit are only eligible for instant approval credit card. But nowadays exceptions are made in such a context. If you have a clean credit history then it will be easier for you to get instant approval. In case you do not have a perfect credit history, before receiving your credit card try to clear out all the debts so that the matter does not worsen.

How to receive instant approval credit card?
When you apply for an instant credit card the credit card issuer approves it within a few seconds and you get to know about the approval within 60 seconds. Some of the companies even let you know about your credit limits in a short period of time following the approval. Some organizations provide instant credit cards as soon as the application is approved. These are known as 'Express' Approval credit cards.

Most companies that offer instant approval credit cards will state this fact on the website near the 'Apply Now' button. Compare the benefits provided by different companies on their credit cards. Refrain from applying to any and every company displaying an 'instant approval' icon. If you are contemplating to apply, research on the company through the company's website. Once you find the cards that suit your needs then apply online for instant credit cards.

Benefits of instant approval credit cards

There are certain advantages of instant approval credit cards. The biggest advantage is that you do not have to sit back and wait anxiously to find out whether the company has approved your application or not. Once you apply for instant approval credit cards you come to know about the approval within a few seconds. Another advantage of applying online is that you can fish out the best credit card for yourself among several of them.

The process has become so fast with the help of computers checking your social security number, phone number, address and of course your credit record. Hence, sit back at home and utilize the benefits of instant approval of credit cards.
Posted by: Julia      Read more     Source

Mon, 07 Sep 2009 17:01:54 GMT

Fast payday loan-get cash in your account within 24 hours

What it means when people talk of fast payday loan to tide over their sudden cash deficit? It is truly quick money that you can get within hours when you land up with shortage of cash to pay for expenses that did not fit into your monthly budget. Fast payday cash loan is a small unsecured loan of $100 to $1500 offered to you by lenders in case of emergency. You can utilise it to pay off expenses that cannot be postponed till next paycheck. These expenses can be anything including medical bills, school fees, car repair, or other utility bills, which need to be paid immediately.

When you find it difficult to get loan from anybody else, don't hesitate approaching lenders that are operating in plenty all over the states. Their procedure for seeking fast payday loan is quite simple, fast and convenient. You can apply online and ask for loan for duration of 14 to 30 days maximum. There are very few details to be provided online. Procedure is hassle free and time saving since you can apply sitting at home.

You can get loan amount in your bank account with in 24 hours without any paperwork. You have to just furnish bank account details online mentioning age, which should be minimum 18 years. You should be in employment for last 6 months with minimum income of $1000 per month to qualify for fast payday loan.

Repayment takes place automatically on next payday check. Loan amount is transferred to lender's account electronically on due date.
Posted by: Sonia      Read more     Source

Thu, 03 Sep 2009 05:03:24 GMT

Building a Niche Business

© country_boy_shane
Entrepreneur Dot Com had an interesting piece recently on building a successful niche business.Niche products and services have the potential to generate big bucks if they capture the hearts, minds and wallets of a dedicated consumer base. Unlike conglomerates that target the masses, niche businesses cater to highly defined markets that are often over-looked, underserved or disenfranchised by larger competitors.Examples of niche markets include things like gourmet pretzels, pet clothing, and exotic garden plants.

Step one? Keep it simple. Step two? Try and shape your market yourself. Read the details and the rest of the steps here. Posted by: Mattew      Read more     Source

Wed, 02 Sep 2009 22:30:03 GMT

Steps in a Business Plan

© lug00ber
I saw a piece recently by Harriet Cohen that took a look at how to flesh out the steps in a business plan.

Harriet looks at mission, vision, market, and financial aspects of a plan in some detail. She describes:....the outline of a basic plan, which is all you need unless you are going to seek funding. This type of plan helps you clarify your reason for going into business, your purpose, your product, your market and your desired revenue. Most important, it helps you identify areas where you may need assistance and it enables you to think through the process before you start, which can save you money and problems.It's a very useful and thought-provoking document - if you're writing your first business plan. Posted by: Sue      Read more     Source

Wed, 02 Sep 2009 11:43:28 GMT

Invoicing and Collections Policy

How often do you invoice? Is there a regular cycle? Every other Thursday? The third day of each month? And do you have a collections policy for those occasions when people ignore your invoice?

I saw a post at Women Entrepreneurs recently - an excellent discussion of the need for a collections policy, along with some guidelines for developing one. Nina Kaufman puts a little emotion into the discussion:In any economy, there's only one thing worse than not having work to do. That's spending the time and effort to do the work . . . and still not getting paid. Frankly, I'd rather be sitting around twiddling my thumbs or reading trashy murder mysteries than doing work and getting stiffed.Most of it is very practical, though....


© cybrgrl Posted by: Sue      Read more     Source